@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');:root{--ink:#17243a;--muted:#526176;--navy:#11243b;--blue:#1464a5;--gold:#f8b83e;--bg:#f4f7fa}*{box-sizing:border-box}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);line-height:1.7}h1,h2,h3,h4{font-family:Manrope,Arial,sans-serif;line-height:1.22;letter-spacing:-.025em}h1{font-size:clamp(2.1rem,4.5vw,3.8rem)}h2{font-size:clamp(1.55rem,2.6vw,2.25rem);margin-top:2.3rem}h3{font-size:1.2rem}a{color:#145e9c}a:hover{text-decoration-thickness:2px}.wrap{max-width:1150px;margin:auto;padding:0 24px}.top{background:#0a1c30;color:#e8f0fa;font-size:.85rem}.top .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:7px;padding-bottom:7px}.top a{color:#fff}.nav{background:#fff;box-shadow:0 2px 12px #142a4012;position:relative;z-index:2}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:18px;padding-bottom:18px}.logo{font:800 1.15rem Manrope;text-decoration:none;color:var(--navy);max-width:280px;line-height:1.2}.logo span{color:var(--blue)}.links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.links a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.92rem}.btn{display:inline-block;background:var(--gold);color:#15263c!important;text-decoration:none;font-weight:800;border-radius:8px;padding:13px 21px;box-shadow:0 3px 0 #c58a1b;line-height:1.4}.btn:hover{background:#ffd16d}.hero{background:linear-gradient(115deg,#10253e 0%,#164c75 100%);color:#fff;padding:75px 0 78px}.hero p{max-width:720px;font-size:1.12rem;color:#e5eff8}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-weight:800;font-size:.8rem;color:#ffd477}.hero h1{max-width:820px;margin:12px 0 20px}.hero .actions{display:flex;gap:18px;flex-wrap:wrap;align-items:center;margin-top:30px}.hero .actions a:not(.btn){color:#fff}.strip{background:#e8f1f7;border-bottom:1px solid #d7e4ed}.strip .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:16px;padding-bottom:16px;font-weight:700;font-size:.9rem}.main{padding:48px 0 72px}.lead{font-size:1.15rem;color:var(--muted);max-width:830px}.cols{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:46px}.panel{background:var(--bg);border:1px solid #dce7f0;border-radius:13px;padding:24px;margin:20px 0}.panel h3{margin-top:0}.callbox{background:#102943;color:#fff;border-radius:14px;padding:25px;position:static;align-self:start;height:fit-content}.callbox p{color:#dbe8f4}.callbox .btn{display:block;text-align:center}.callbox .number{font-size:1.55rem;font-weight:800;color:#fff;text-decoration:none}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:25px 0}.card{border:1px solid #dbe5ed;border-radius:12px;padding:22px;background:#fff}.card h3{margin-top:0}.card a{font-weight:700}.bread{font-size:.88rem;color:var(--muted);margin-bottom:18px}.bread a{color:var(--muted)}.cta{background:#e9f3fa;border-left:5px solid var(--blue);padding:25px;margin:35px 0;border-radius:0 10px 10px 0}.faq details{border-bottom:1px solid #d8e3eb;padding:15px 0}.faq summary{cursor:pointer;font-weight:800}.faq p{margin-bottom:4px}.footer{background:#0d2035;color:#d9e5f0;padding:50px 0 26px}.footer a{color:#e9f2fc}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer ul{padding-left:18px}.footer h3{color:#fff;margin-top:0}.footnote{border-top:1px solid #37516a;padding-top:18px;margin-top:28px;font-size:.85rem}.directory{columns:2}.directory li{break-inside:avoid;margin-bottom:8px}.sticky{display:none}@media(max-width:850px){.cols{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.links{gap:10px}.footergrid{grid-template-columns:1fr 1fr}.callbox{position:static}}@media(max-width:600px){.top .wrap{display:block}.nav .wrap{align-items:flex-start;flex-direction:column}.links{gap:13px}.links a{font-size:.86rem}.hero{padding:50px 0}.cards,.footergrid{grid-template-columns:1fr}.directory{columns:1}.main{padding-bottom:100px}.sticky{display:block;position:fixed;bottom:0;left:0;right:0;padding:12px 18px;background:#fff;box-shadow:0 -3px 16px #0002;z-index:5}.sticky .btn{display:block;text-align:center}}
/* Responsive navigation: desktop sticky header, mobile fixed call bar. */
@media(min-width:851px){.nav{position:sticky;top:0;z-index:20}.nav .wrap{flex-wrap:nowrap}.links{margin-left:auto}.menu-toggle,.mobile-menu{display:none!important}}
@media(max-width:850px){
 .top{display:none}.nav{position:relative;z-index:20}.nav .wrap{display:flex;flex-direction:row;align-items:center;flex-wrap:wrap;gap:9px;padding:12px 16px}
 .logo{flex:1 1 auto;min-width:0;max-width:none;font-size:clamp(.76rem,2.8vw,1.05rem)}
 .links{display:none}.header-cta{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;font-size:.78rem;padding:10px 9px}
 .menu-toggle{display:flex;flex:0 0 42px;width:42px;height:42px;border:1px solid #d5e1e9;border-radius:8px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer}
 .menu-toggle span{display:block;width:20px;height:2px;background:#11243b}
 .mobile-menu:not([hidden]){display:flex;flex:1 0 100%;flex-direction:column;gap:0;background:#fff;border-top:1px solid #d5e1e9;padding:6px 0}
 .mobile-menu a{display:block;padding:12px 5px;color:#17243a;text-decoration:none;font-weight:700}
 .sticky{display:block;position:fixed;bottom:0;left:0;right:0;padding:12px 18px;background:#fff;box-shadow:0 -3px 16px #0002;z-index:30}
 .sticky .btn{display:block;text-align:center}
 .main{padding-bottom:100px}
}
@media(max-width:420px){.logo{font-size:.76rem}.header-cta{font-size:.73rem;padding:10px 7px}.nav .wrap{gap:6px;padding-left:10px;padding-right:10px}}